Loan Types & Process

[minti_headline size=”fontsize-xxxl” color=”#ffffff” weight=”fontweight-700″ lineheight=”lh-13″ align=”align-left” margin=”0px 0 25px 0″]Loan Process[/minti_headline][minti_headline type=”div” size=”fontsize-l” color=”#ffffff” weight=”fontweight-400″ lineheight=”lh-13″ align=”align-left”]In today’s finance maze there are many types of loans to choose from, including some that have features that help you pay your mortgage off quicker.[/minti_headline]
[minti_boxedholder padding=”25px 25px 25px 25px” border_radius=”53px 0px 53px 0px” background_color=”#a29361″][minti_headline type=”h3″ size=”fontsize-l” weight=”fontweight-400″ lineheight=”lh-13″]Ask a QUESTION[/minti_headline]

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[minti_headline type=”h2″ size=”fontsize-xxl” weight=”fontweight-400″ lineheight=”lh-13″ align=”align-left” margin=”0 0 40px 0″ class=”cust-headline”]The LOAN PROCESS[/minti_headline]
[minti_iconbox iconimg=”214″ style=”2″]Based on an assessment of your current financial circumstances and your loan requirements, we will identify the most suitable loan products and lenders for you.[/minti_iconbox][minti_iconbox iconimg=”215″ style=”2″]We will submit your application for assessment and then notify you as soon as we hear back from the lender.[/minti_iconbox][minti_iconbox iconimg=”216″ style=”2″]The Lender advises of Conditional or Pre-Approval, which is usually subject to valuation and any other required information which they deem necessary.[/minti_iconbox][minti_iconbox iconimg=”217″ style=”2″]The Lender will instruct one of their panel valuers to value the property, if you currently own a home.[/minti_iconbox][minti_iconbox iconimg=”218″ style=”2″]Once the Lender is satisfied with the valuation they will require the provision of any outstanding approval conditions per Step 3.[/minti_iconbox][minti_iconbox iconimg=”219″ style=”2″]When your loan is approved, you will receive a formal letter of offer, which is a legal contract outlining the terms and conditions of your loan.[/minti_iconbox][minti_iconbox iconimg=”220″ style=”2″]The Lender or their Solicitors prepares the loan and mortgage documents which are sent to Finance Mutual Australia for you to sign.[/minti_iconbox][minti_iconbox iconimg=”221″ style=”2″]All Lenders documents are signed and returned to the Lender in readiness for settlement.[/minti_iconbox][minti_iconbox iconimg=”222″ style=”2″]Once the Lender receives all signed Loan documentation they will liaise with your conveyancer/landbroker, in respect to a purchase, or your current Lender, in respect to a refinance, to arrange a settlement date.[/minti_iconbox]